Ralph is an experienced lawyer who has worked in a number of different organisations, but specifically in retail financial services. He is a specialist in consumer credit and (consumer facing) payments services/payments regulation. He has also worked in private practice and in-house at the FSA, Barclays, Harrods Bank and Lloyds. Here, he shares his insights on recent experiences as an Obelisk consultant.
It has been varied and enjoyable. Working through Obelisk has given me access to high-quality work while keeping the administrative side seamless and efficient.
My key specialisms are consumer credit and payment services, which are regarded as fairly niche areas, though I also provide general financial regulatory and commercial advice.
For me, the greatest benefit has been the ability to work from home and occasionally, even while on the move.
The availability of work can fluctuate, with quiet periods followed by several requests for advice at the same time!
Professionally, the most memorable experience was setting up the legal department in a private bank and revamping their legal documentation and processes. Personally, I would have to say building the UK’s first prefabricated passive house, though it went up too quickly to be featured on Grand Designs!
Particularly when working from home, I have learned to switch off, both physically and mentally, during non-working hours.
Be open-minded about the kinds of work you take on and don’t be afraid to jump in at the deep end.
Start with an oat milk (Barrista Oatly) latté and end with a Scotch whisky…
Feline telepathy, so that I could find out what our cat really thinks of me!